Welcome to your 2023 Benefits!
As a variable hour Crew Member or Shift Leader, you are eligible for Accident insurance and Critical Illness insurance, which provide cash benefits if you experience a covered accident or are diagnosed with a critical illness. Please take the time to understand your benefit enrollment options below. When you are ready to enroll, click the Enroll Now! section below and follow all instructions!
As a variable hour Crew Member or Shift Leader, you are eligible for Accident insurance and Critical Illness insurance, which provide cash benefits if you experience a covered accident or are diagnosed with a critical illness. Please take the time to understand your benefit enrollment options below. When you are ready to enroll, click the Enroll Now! section below and follow all instructions!
Frequently Asked Questions
When do my benefits start?
As a recently hired Shift Leader or Crew member, you are eligible for Voluntary Accident and Voluntary Critical Illness insurance. If you choose to enroll in these plans, your coverage begins on the first of the month following 90 days of employment.
When you enroll, these elections will be in place until the end of the Plan Year, December 31, 2023. If you meet the eligibility criteria, in accordance with the Affordable Care Act (ACA), you will become eligible for additional benefits. You will be contacted by email with updated opportunities to enroll.
When you enroll, these elections will be in place until the end of the Plan Year, December 31, 2023. If you meet the eligibility criteria, in accordance with the Affordable Care Act (ACA), you will become eligible for additional benefits. You will be contacted by email with updated opportunities to enroll.
How do I enroll?
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All Benefit enrollment elections will be made in CKE's new MyStar system. To get started, log into your MyStar profile and select "Manage My Benefits".
Click here for instructions on how to access MyStar. *** Important *** Please be sure to complete the entire enrollment. Your benefits enrollment is now like an online shopping experience, where you add various coverages to your shopping cart and are displayed with a total cost per paycheck. Once you have made your elections, please be sure to check out and save a copy of your enrollment confirmation statement. If you do not complete the entire enrollment process and check out, your benefit enrollments will not be saved and you will not have coverage in 2023. |
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Who should complete open enrollment?
We encourage all CKE employees to participate in Open Enrollment.
Hourly Crew Members and Shift Leaders are eligible for CKE's Voluntary Accident and Critical Illness Plans, which provide cash benefits if you experience a covered accident or are diagnosed with a critical illness.
Hourly Crew Members and Shift Leaders are eligible for CKE's Voluntary Accident and Critical Illness Plans, which provide cash benefits if you experience a covered accident or are diagnosed with a critical illness.
What happens if i don't enroll?
If you do not enroll, you will not have coverage in 2023.
Changes cannot be made throughout the year and your next opportunity to enroll will be during Open Enrollment for the 2024 Plan Year.
Changes cannot be made throughout the year and your next opportunity to enroll will be during Open Enrollment for the 2024 Plan Year.
who are the benefit providers?
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2023 Benefits
VOLUNTARY accident and critical illness
Voluntary Work/Life Benefits
Lincoln Financial gives you the choice of two additional benefit plans, Accident and Critical Illness. Your participation in these plans is totally voluntary. If you choose to enroll, you can pay your premiums via payroll deduction.
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Accident Insurance: With accident insurance from Lincoln, you can help protect your budget against unforeseen expenses if you suffer an off-the-job injury. You can also cover your dependents! You can use the cash benefits from this coverage to help meet copays and other expenses, or any other way you see fit. The accident plan pays benefits for a variety of covered events – see the summary for more details.
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Critical Illness: With critical illness insurance, you receive cash benefits when diagnosed with a covered critical illness. You can use this as you wish, to help cover medical or personal expenses. You can choose benefit amounts of $10,000, $15,000, or $20,000 for yourself and additional benefits for your dependents. The payable benefit varies by diagnosis – see the summary for more details.
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employee assistance program (eap)
Employee Assistance Program (EAP)
Life comes with many demands — from family issues to legal and financial concerns to coping with stress. Occasionally these matters can affect your work, health and family. When that happens, count on EmployeeConnect PlusSM services to provide you with the support, resources and information you need to rise to the challenge.
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2023 Enrollment Resources
2023 benefits eguide
Affordable Care Act (ACA)
As a variable hour Crew Member or Shift Leader, you are eligible for Accident insurance and Critical Illness insurance, which provide cash benefits if you experience a covered accident or are diagnosed with a covered critical illness. In order to be eligible for full-time benefits (medical, dental, and vision), you must be hired into a regular benefits-eligible position or meet the eligibility criteria in accordance with the Affordable Care Act (ACA).
While you may currently be working full-time hours as a Crew member or Shift Leader, you may not yet have been classified as a full-time employee, in accordance with the Affordable Care Act (ACA). After you have been employed by CKE Restaurants for six months, your actual hours worked are measured. If it is determined that you worked an average of 30 hours or more per week for six months, you will then be classified as a full-time employee and offered the opportunity to enroll in full-time benefits.
need more help? Contact Health Advocate...
Health Advocate
Do you need more assistance with making a decision for your 2023 Benefits? In partnership with CKE, Health Advocate is here to provide assistance to CKE employees and their family members. Health Advocate is a free service that makes healthcare easier, so you get the right coverage, the right care and the right support - at the right time!
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With Health Advocate, experienced benefits specialists can:
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Call: 866-695-8622
Visit: HealthAdvocate.com/members Email: answers@HealthAdvocate.com Download The App: at the App Store or Google Play |
LEAVE OF ABSENCE (LOA)
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All Leave of Absence and Family & Medical Leave (FMLA) services are administered by Lincoln Financial Group.
Lincoln Financial Group offers employees direct access to claims, resources and information. You can easily report a claim and check the status of your claim through Lincoln Financial Group's dedicated secure website of by telephone. Please visit: www.MyLincolnPortal.com to access employee resources and online tools. First time users must register using Company Code CKERHINC. Call 1-888-408-7300 and speak with an Intake Specialist to report your claim. Once you have already filed your claim, you can check the status of your claim by calling your Case Manager at 1-800-291-0112 or Leave Specialist at 1-866-630-9320. |
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Enroll Now!
Enroll NOW!
Enrollment Instructions
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To get started, log into your MyStar profile and select "Manage My Benefits".
*** Important *** Please be sure to complete the entire enrollment. Your benefits enrollment is now like an online shopping experience, where you add various coverages to your shopping cart and are displayed with a total cost per paycheck. Once you have made your elections, please be sure to check out and save a copy of your enrollment confirmation statement. If you do not complete the entire enrollment process and check out, your benefit enrollments will not be saved and you will NOT have coverage in 2023. |
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Don't Forget...
If you do not enroll, you will NOT have benefits in 2023.
Generally, there are two times you can enroll for benefits: 1) when you first become eligible and 2) during Open Enrollment. Once you enroll, your choices remain in effect for the entire calendar year. Please make sure that you take the time to determine the correct benefits for you and your family for 2023.
Adding dependents?
If you are adding new dependents to your plan, please have their dates of birth and Social Security Number available.
Adding dependents?
If you are adding new dependents to your plan, please have their dates of birth and Social Security Number available.
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